Optimum Independent Financial Advisers
Optimum Independent Financial Advisers is an independently owned firm, established in 1995, specialising in both personal and corporate financial advice. We are vehemently committed to our independent status in order to ensure we can advise our clients without bias to or influence from any product provider.
Independent Financial Advisers (IFA’s) are the only type of financial advisers who are able to select from all the products available in the marketplace thereby making sure you get the right product for your individual needs.
As an IFA we are proud to be bound to the Financial Services Authority rules which, oblige us to provide advice most suited to your personal requirements and your risk outlook. When financial products are recommended we take into account the benefits provided, charges, flexibility, service and financial strength. Treating customers fairly is at the heart of our business and considered in every business decision we make.
ISA’s, Unit Trusts/OEIC’s, Investment Bonds, Structured Products, Offshore plans
Stakeholder Pensions, Personal Pensions, SIPP’s, Group Pensions
Life Assurance, Critical Illness Cover, Income Protection, Long Term Care
Lifetime Annuities, OMO’s, Unsecured Pensions, Phased Retirement schemes
Purchases, Re-mortgages, First Time Buyers, Buy to Let, Equity Release, Commercial
Inheritance Tax planning, Ethical investments, Overseas mortgages
The burgeoning choice of financial products on the market, more than 30,000 (source IMA, DTI, AKG) at the last count can be daunting and lead many people to leave their money languishing in the wrong place. Especially now everyone is feeling the full effects of the credit crunch, headlines are presenting a bleak picture of the economy. Even in the boom times many were not putting enough aside to save wisely for retirement and now it is even more important to financially plan for the future. Whether you’re looking for the best way to save for retirement, a mortgage, advice on how to invest for the future or protect you and your family with a life assurance policy, the most suitable product for you is almost certainly out there. It’s simply a case of how to find it and an IFA can give you suitable advice for your particular financial situation.
